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Pet Insurance for Federal Employees

Better Than Belly Rubs

Enrollment opens May 1, 2025

Pet Insurance That Protects Your Pet—and Your Wallet

If you have pets, you know they’re anything but predictable. Stay prepared for unexpected accidents, injuries or illness with MetLife Pet Insurance—available through FedAdvantage. 

Take Donkey’s story as an illustrative example.

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Donkey, a 4-month-old French Bulldog puppy, accidentally fell into a pool and was rushed to the animal hospital. Thankfully, after 4 days of supportive treatment, Donkey recovered well and was discharged. Donkey’s owners faced a steep bill of more than $3,800 for his stay—but saved thousands because MetLife Pet Insurance covered $2,883 after deductible was met!*

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Comprehensive Plans You Can Customize

Count on MetLife Pet Insurance for these great features and more—affordable, customizable coverage that gives you peace of mind. Our plans are designed to help ensure your furry companions can get the care they need to live long, healthy lives—without putting unnecessary strain on your wallet.

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  • Discounts of up to 30%¹

  • Up to 90% coverage if your pet becomes sick or injured²

  • Optional preventive care coverage for routine wellness

  • Freedom to visit any licensed vet in the U.S.

  • Multiple pets can be covered on the same policy³

  • No breed exclusions or upper age limits⁴

  • Coverage available for exotic pets⁵

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Why is Pet Insurance Important?

With nearly 87 million families in the U.S owning a pet⁶, caring for your pet’s health and well-being is more important than ever. From sudden illnesses to emergency vet visits, expenses can add up quickly. Pet insurance helps ease the financial burden, giving you peace of mind and the freedom to focus on what truly matters: keeping your pets happy, healthy, and by your side for years to come.

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As pet ownership continues to grow, it’s essential to protect every member of your family—including the furry ones.

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Don’t Get Left in the Dog House With Vet Bills

* Photos do not represent actual MetLife customers. This example is for illustrative purposes only. This is based on a policy with a $250 deductible with a 90% reimbursement. The pet policy issued by Metropolitan General Insurance Company is the governing document with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable policy to determine coverage in each individual case.

 

¹ Must be eligible for applicable discount. When using multiple discounts, discounts cannot exceed 30%. Each discount may
  not be available in all states. Please contact MetLife Pet for further details.

² Reimbursement options include: 50%, 70%, 80% and 90%. Pet age restrictions may apply.

³ Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not
  available with Family Plans.

⁴ Coverage options may be limited for certain ages.

⁵ Not available in all states. 

⁶ American Pet Products (APPA) National Pet Owners Survey of 2023 and 2024.
⁷ MetLife's U.S. Pet Love Survey conducted by CITE Research, 2023.
⁸ Money.com, How Much is An Emergency Vet Visit? | Money, 2023.
⁹ MetLife's 21st Annual U.S. Employee Benefit Trends Study, 2023.​

¹⁰ "The Cost of Dog Parenthood in 2024,” Rover, https://www.rover.com/blog/cost-of-dog-parenthood/ 

¹¹ Reimbursement options include: 50%, 70%, 80% and 90%. Pet age restrictions may apply. 

¹² Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy. Illness coverage begins 14 days from the effective day of your policy. 

¹³ Deductible options range include: $0 – $750 in $50 increments and $1,000, $1,250, $1,500, $2,000 and $2,500. For exotic pets, deductible options are $0 – $2,500. 

¹⁴ Annual limit options range from $500 - $25,000 in $1,000 increments. Unlimited benefit option subject to availability. Pet age restrictions may apply. Unlimited option not available for exotic pets. The maximum annual limit offered for exotic pet coverage is $10,000. 

¹⁵ Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 

¹⁶ Grief Counseling services are provided through an agreement with TELUS Health, an unaffiliated third-party service provider. Grief counseling services provided by TELUS Health are separate and apart from the insurance provided by MetLife. Not available to NY residents. 

¹⁷ Virtual veterinary services are available through the MetLife Pet App and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy. The MetLife Pet App features are coming soon for exotic pet policyholders. 

¹⁸ MetLife Pet Insurance is not authorized, endorsed, or sponsored by the respective owners of Zelle, or any other third-party marks. 

¹⁹ This hypothetical example is for illustrative purposes only. This is based on a policy with a $500 deductible and 80% reimbursement. The pet policy issued by Metropolitan General Insurance Company is the governing document with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policy to determine coverage in each individual case. 

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